Boat US Insurance
Printed From: CorrectCraftFan.com
Category: General Correct Craft Discussion
Forum Name: Off Topic
Forum Discription: Anything non-Correct Craft
URL: http://www.CorrectCraftFan.com/forum/forum_posts.asp?TID=13144
Printed Date: January-06-2025 at 7:33am
Topic: Boat US Insurance
Posted By: eric lavine
Subject: Boat US Insurance
Date Posted: March-27-2009 at 11:42am
once again my hats off to Boat US for making my life a little easier, it was worth a shot and and they covered a rotted keel on an 1988 Regal!!!! it was almost a 5 digit repair, the owner is happier than i am.
he contacted his company on his own cause i told him there wasnt a chance in hell that they would cover rot. of coarse i had to tell the owner to let me do the talking to the appraiser,
no really though they covered the boat start to finish with a 150.00 deductible
yes, this is useful information if your deciding on an insurance company, to date i have yet to have a problem with Boat US
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"the things you own will start to own you"
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Replies:
Posted By: Riley
Date Posted: March-27-2009 at 11:48am
Rotted keel? That's amazing. What did they attribute the cause to?
How do you like Progressive? They'll do a policy for stated value on an old Correct Craft for $140 for $4,000. All over the phone. My regular insurance company won;t insure them.
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Posted By: eric lavine
Date Posted: March-27-2009 at 1:02pm
water,
bustin ya Riley, it is a trailored boat and had about a 2" crack on the bottem, but i attributed the crack to the rotted keel and the insurance guy attributed the rot because of the crack.
here's the ones I hate.....Progressive, State Farm, Allstate
first off on the bodyshop side they dictate the hourly rates which i believe right now is $38.50 per hour, they set the rates. on the boat side i set my rates.....I dont care what anyone thinks, I try to fk them when i can.
do yourself a favor and call Boat US or Marine underwriters they are a pleasure to work with.
the big companies are big companies because of the business practices.
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"the things you own will start to own you"
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Posted By: BuffaloBFN
Date Posted: March-27-2009 at 9:13pm
Eric, care to disclose his yearly premium? The deductable sounds super low if the insurance is reasonable.
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http://correctcraftfan.com/diaries/details.asp?ID=2331&sort=&pagenum=12&yrstart=1986&yrend=1990" rel="nofollow - 1988 BFN-sold
"It's a Livin' Thing...What a Terrible Thing to Lose" ELO
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Posted By: Gary S
Date Posted: March-27-2009 at 11:23pm
The trouble I found with Boats US was that they wanted a marine survey to insure mine all because it was an inboard. I/O's or outboards don't need one. When I called them they could not tell me why an inboard needed one and an I/O didn't. I had them in the past with no trouble,I figured they just didn't need my money this time.
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http://www.correctcraftfan.com/diaries/details.asp?ID=1711&sort=&pagenum=1&yrstart=1966&yrend=1970" rel="nofollow - 69 Mustang HM SS
95 Nautique Super Sport
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Posted By: eric lavine
Date Posted: March-27-2009 at 11:25pm
Greg, I dont know but i would guess pretty reasonable, or comparible to the big three
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"the things you own will start to own you"
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Posted By: BuffaloBFN
Date Posted: March-28-2009 at 12:05am
Gary, did they want you to pay for the survey? I don't know what's in a survey...is any of it intrusive?
I tacked mine on to the home ins. $300 per year and I stated the value without being questioned.
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http://correctcraftfan.com/diaries/details.asp?ID=2331&sort=&pagenum=12&yrstart=1986&yrend=1990" rel="nofollow - 1988 BFN-sold
"It's a Livin' Thing...What a Terrible Thing to Lose" ELO
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Posted By: Gary S
Date Posted: March-28-2009 at 1:57am
Greg at the time I was busy getting ready for my 1st GL trip and did not have the time for messing around.I think they gave me a list of surveyors and I assumed I had to pay.I have no idea what they do, I just know I was ticked that an I/O didn't need one plus the fact I just wanted liability. Maybe by now they have changed.
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http://www.correctcraftfan.com/diaries/details.asp?ID=1711&sort=&pagenum=1&yrstart=1966&yrend=1970" rel="nofollow - 69 Mustang HM SS
95 Nautique Super Sport
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