New Partner - SkiSafe Boat Insurance
Printed From: CorrectCraftFan.com
Category: CorrectCraftFan.com
Forum Name: New
Forum Discription: What's new at CorrectCraftFan.com
URL: http://www.CorrectCraftFan.com/forum/forum_posts.asp?TID=13651
Printed Date: December-27-2024 at 11:05pm
Topic: New Partner - SkiSafe Boat Insurance
Posted By: Keith
Subject: New Partner - SkiSafe Boat Insurance
Date Posted: May-12-2009 at 7:55pm
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For those of you who don’t know, SkiSafe is a boat insurance company that specializes in insuring ski boats. Furthermore, SkiSafe knows the industry so well that they offer discounted rates for all Correct Crafts due to the outstanding quality and performance of these boats. As a customer myself, I’m thrilled to be able to promote their services to the CorrectCraftFan.com community.
http://www.skisafe.com/skisafeweb/15453.brk"> 
I sought out SkiSafe myself after a site member here wrote about their wonderful experience working with them after an unfortunate boating accident. Their Website isn't overly flashy but their rates and service can't be beat. My personal experience has been that SkiSafe had the best rates for insuring my old 1986 Silver Nautique and my current boat, a 1994 Ski Nautique. I also found that SkiSafe was the only insurance company willing to insure my boat for what it was truly worth. But you don’t have to take my word for it. I encourage those of you who aren’t already insured with SkiSafe to http://www.skisafe.com/skisafeweb/15453.brk - get a free quote today and see how they compare. -Keith ------------- Former: /diaries/details.asp?ID=6170" rel="nofollow - 97 Sport Nautique 1994 Ski Nautique 86 Silver Nautique 79 Mustang |
Replies:
Posted By: lfskizzer
Date Posted: May-12-2009 at 9:28pm
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I agree with Keith on this topic for insurance for our Correct Crafts. We currently have insurance on both boats and they quoted us very well if anything were to happen to them.
Keith do you know if there giving a discount for being a CCF member? Thanks Phil ------------- http://www.correctcraftfan.com/diaries/details.asp?ID=4457 - 2008 Ski Nautique 206 http://www.correctcraftfan.com/diaries/details.asp?ID=2683 - 1985 Ski Nautique 2001 Series |
Posted By: TRBenj
Date Posted: May-12-2009 at 10:02pm
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Does this mean Ski Safe is back to doing agreed-upon values in their policies? I had to drop them a few years ago when they told me the replacement value for my '90 would be changed and based on book value when it came time to renew. I cant remember if that change was related to the age of the boat or not, but its a question worth asking when you call. ------------- |
Posted By: 05 210
Date Posted: May-12-2009 at 10:38pm
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Not sure if it's the age or not either Tim, but I have had a stated value policy on my 210 since new. In this economy I would get hosed by the NADA value if something were ever to happen to it. I'd rather pay a little extra for piece of mind. They also cover $2500 worth of ski/wakeboard gear /personal items and have roadside assistance reimbursement. I'm not sure if they still do this either, but when I first bought my boat and had the discussion with them about stated value policy, they told me that if you buy a NEW boat and it's a total loss within the first year they pay you 125% of the purchase price.
Mike ------------- http:/diaries/details.asp?ID=2219" rel="nofollow - Air Nautique 210 Team 640 hours, not 1 regret |
Posted By: Riley
Date Posted: May-12-2009 at 11:34pm
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I've got agreed upon value with them on my 03 Malibu. Their rate was the best I could find when we bought it. Good company. Easy to deal with. They wouldn't insure the Classic though. Too old. ------------- |
Posted By: TRBenj
Date Posted: May-13-2009 at 11:41am
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Mike, Im in the same position- Id get hosed by NADA too! Thats why I was disappointed that they were requiring me to change my policy... I had to shop elsewhere. ------------- |
Posted By: Keith
Date Posted: May-13-2009 at 12:53pm
Phil, I wasn't able to negotiate that. Understandably, they felt there were far too many current customers on the site to be able to offer a discount. With that said, the more new business the site generates for them, the more they will be able to do for site members. -Keith ------------- Former: /diaries/details.asp?ID=6170" rel="nofollow - 97 Sport Nautique 1994 Ski Nautique 86 Silver Nautique 79 Mustang |
lfskizzer wrote:Posted By: Keith
Date Posted: May-13-2009 at 1:11pm
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Tim,
All I can say it might be worth another try. I don't know the details with your policy but they were able to insure my '86 Silver for an agreed-upon value no problem and the same is true for my '94 Nautique. Luckily, the quote is free. -Keith ------------- Former: /diaries/details.asp?ID=6170" rel="nofollow - 97 Sport Nautique 1994 Ski Nautique 86 Silver Nautique 79 Mustang |
Posted By: JoeinNY
Date Posted: May-13-2009 at 2:09pm
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I ran a quote the other day, it asked for the value I wanted to insure for I put in the value I would insure for (I can assure you that it was far in excess of NADA) and it came back with a policy quote for my 83 at the value I stated. Didnt finish it out to know that it would have been accepted but it seemed to have no problem with it. ------------- http://www.correctcraftfan.com/diaries/details.asp?ID=1477 - 1983 Ski Nautique 2001 1967 Mustang 302 "Decoy" http://www.youtube.com/watch?v=cO5MkcBXBBs - Holeshot Video |
Posted By: TRBenj
Date Posted: May-13-2009 at 2:46pm
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Ive been very happy with Global and dont plan on switching- but I did just try an online quote with Ski Safe but all I got was, "We are unable to provide you with an online quote at this time." Something's up! ------------- |
Posted By: Morfoot
Date Posted: May-13-2009 at 3:09pm
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I'm currently with progressive and I'm due to renew in June. I got a copy of the quickquote I just ran with Skisafe. I'll have to compare the rates to see if it's worth switching. Thanks for the update and all you do Keith. ------------- "Morfoot; He can ski. He can wakeboard.He can cook chicken.He can create his own self-named beverage, & can also apparently fly. A man of many talents."72 Mustang "Kermit",88 SN Miss Scarlett, 99 SN "Sherman" |
Posted By: Randy_in_Ohio
Date Posted: May-13-2009 at 8:10pm
I found this guy hiding out under the doghouse... watching me...
I have Erie insurance now. I have my boat insured for what others of comparable value are selling for. I sometime worry that if their was a loss I would have a hard time getting what I want since I paid way below NADA when I bought the boat. I may call my agent and ask some questions... I'll be checking out Ski-Safe. ------------- http://www.correctcraftfan.com/diaries/details.asp?ID=1602&yrstart=1991&yrend=1995" rel="nofollow - 1993 Sport Nautique |
Posted By: quinner
Date Posted: May-13-2009 at 9:37pm
Have bounced around with many different co's over the years, recently renewed w/progressive for just over 2 bills, agreed value at what I paid new in 05' w/tax. Also tried to get a quote and got the same message as Tim?? ------------- http://www.correctcraftfan.com/diaries/details.asp?ID=1143" rel="nofollow - Mi Bowt |
Posted By: 81nautique
Date Posted: May-14-2009 at 12:21am
Progressive also, agreed value on a 27 year boat. ------------- You can’t change the wind but you can adjust your sails |
Posted By: M3Fan
Date Posted: May-14-2009 at 2:17am
Isn't Global just a broker? I don't recall them being a direct provider. ------------- 2000 SN GT40 w/99 Graphics/Gel 2016 SN 200 OB 5.3L DI https://forum.fifteenoff.com |
Posted By: TRBenj
Date Posted: May-14-2009 at 11:02am
Thats correct. My policies actually lie with Ace ('90) and Progressive ('71 and '78), all agreed-upon values. ------------- |
Posted By: Donald80SN
Date Posted: May-29-2009 at 3:23pm
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Keith,
I could not get my quote to work on line, but when I called into their 800 number they had all of the information that I had entered via the CCFan link. I signed up today. However, being that my boat was over 10 years old I could not get an agreed upon policy. I was wanting 8K coverage and I am getting 5.5K with the trailer. Boat US was about the same cost, but I was going to have to submit a lot of pictures and stuff. The Ski Safe deal was easy and only took 5 minutes. FYI, Donald ------------- 1980 Ski Nautique SOLD Back to Cypress Gardens 2002 Sport Nautique, GT-40, FCT2, Cover Sports, Tower Bimini, Inc., Wet Sounds Audio System, Star Gazer Wake Edition S. 1968 Ski Nautique, Project. |
Posted By: JohnnyBananas
Date Posted: March-01-2011 at 3:48am
| There's a real good boat insurance site http://www.boatinsurance.org - here as well, hope that can help people out if they need more info on this stuff :) |
Posted By: SN206
Date Posted: March-01-2011 at 1:18pm
Same here ------------- ...those who have fallen and those who will. |
Posted By: Orlando76
Date Posted: June-10-2015 at 12:05am
| What kind of rates are y'all paying for boat insurance and with who? Been shopping around and I'm floored at the premiums vs. what I'm paying with USAA for my Skiff (but too hard to get additional policies added to). |
Posted By: Russman
Date Posted: June-11-2015 at 11:17am
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Just went with Skisafe. They allowed an agreed upon amount for 2 years and then NADA thereafter. $2,000 deductible for first 6 months, then $1,000 after but with a dissapearing deductible thereafter. Cost on premium for year was $167 and it covered boat at $6,000 and trailer at $1,350. to me the important aspect was the liability coverage. also had issues with online link but as stated above the information transferred and I paid with a quick call to the agent. ------------- 1989 2001 SN / Prior 1978 Cobalt 18 |
Posted By: Bakchose
Date Posted: June-11-2015 at 11:33am
| I've used SkiSafe since 2000. Had a claim once and they were incredible. My policy is $18,000 for the boat, $1,000 for the trailer, $500,000 liability, and a $500 deductible. This season's cost is $279. They do take into account that the boat is stored from October through April. What I pay in car insurance in Dorchester? Scary insane. |
Posted By: Orlando76
Date Posted: June-11-2015 at 11:41am
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I'm getting quotes just under 500$ with 1000 deductible, 12k and 2 k replacement. 25k liability and only 1 ticket/accident in my entire life. Seems a bit much to me. ------------- Please support The Cystic Fibrosis Foundation 1976 Ski Nautique 351 Escort 1993 Ski Nautique purple and black 351 HO PCM |
Posted By: Bakchose
Date Posted: June-11-2015 at 11:48am
| Might be due to your boat having the ability to being used 12 months out of the year. They don't have to worry about liability on my boat 8 months out of the year. Plus, I'm sure they take into account the amount of boating accidents per year in your state. There a lot more boats in Florida than in Maine. |
Posted By: TRBenj
Date Posted: June-11-2015 at 11:48am
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That's outrageous. Ski safe does not do agree upon policies for "older boats". They have a very quick cut off- my '90 fell into that category 8-9 years ago (when I subsequently dropped them). Quotes like that may mean you're shopping with the wrong company. They need to understand inboard ski boats. Else, they see a 285hp 19' boat and will price it like it can do 95mph. I've tried global (affiliated with USA waterski) but am now with Hagerty. I'd multiply that liability coverage by a factor of 10. Premium should be about half what you were quoted. |
Posted By: mark c
Date Posted: June-11-2015 at 1:31pm
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Just a side note on policies after years of doing this with classic cars. Those of you using the terms "Stated Value" and "Agreed value" need to know they are not the same thing when it comes to a complete loss of the vehicle (crash, stolen, fire, etc), Stated value means you provided a value to the insurer of what you think your vehicle is worth and they base your premiums on that value. BUT there are usually words in the policy that allows for a decrease in that maximum value based on book value, and/or comps in the area. Basically it allows the insurance company to find that "equivalent" boat on a trailer in someones back yard for sale at 1000 dollars and use that value as a comp and pay you that amount. Agreed value is a policy that you and the insurer "agreed" is he value of your boat, and in the case of a total loss that is the value that will be paid. If there is any statement about allowing for a decrease in the stated value based on book value, local comps, or anything else in your policy you have a stated value policy that probably won't payout what you think its insured for. You want an aggeed value policy that states that is the value that will be paid in the event of a total loss. Seen many people think they have a certain amount of coverage only on a policy thay though would pay out a certan amount only to find out they don't even have enough to take it to the dump to dispose of it. Make sure you know what you have. |
Posted By: TRBenj
Date Posted: June-11-2015 at 1:53pm
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Agreed (pun intended). Stated value with allowances for adjustments based on age, book value, etc isn't worth anything. Agreed upon value is what you want. |
Posted By: MrMcD
Date Posted: July-14-2015 at 9:51pm
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I was insured by Boat US until I purchased our 95 Ski Nautique. Boat US treated us well with our 20 year old Malibu and I was happy with them. When I bought the Nautique, a 1995 with 100 total hours on it, garage kept and in like new appearance I tried to insure it for 15,000. Boat US said it was only worth $8,500 and that was all they would insure it for. I switched to Ski Safe and they upped the limit to $12,500, better by far than Boat US but I am still under insured. No way I could replace it for $12,500. I will offer that we had an accident. reported here last year when 4 deer ran out in front of us and our boat was damaged.. Ski Safe did not haggle, treated me very well and cut a check quickly for repairs. and I was happy with the way they did their part. Hope this helps some boat owner. They were very good. |