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Insurance check up

Printed From: CorrectCraftFan.com
Category: General Correct Craft Discussion
Forum Name: General Discussion
Forum Discription: Anything Correct Craft
URL: http://www.CorrectCraftFan.com/forum/forum_posts.asp?TID=51654
Printed Date: July-05-2024 at 3:21am


Topic: Insurance check up
Posted By: ultrarunner
Subject: Insurance check up
Date Posted: June-29-2024 at 3:07pm
I logged into my account to make sure it had been paid and I had forgotten it was auto pay. In any event, I took a look at the details:

SkiSafe, underwritten by Axis.
$425 annually.
25,000 agreed boat value, 5k agreed trailer value. 28 year old boat and trailer.
7k coverage eng, trans, running gear, etc...
2.5k personal property/equipment.
Freeze coverage
25k liability/medical limits.
Inland waters only.

That is the bulk of it. Other coverages, such as towing and such, are with BoatUS.

OD.


Replies:
Posted By: TRBenj
Date Posted: June-30-2024 at 5:49am
25k liability?

Posted By: ultrarunner
Date Posted: June-30-2024 at 9:31am
Yeah, I noticed that also. WAY low. That will be corrected manyana!

Posted By: Roy87SN
Date Posted: June-30-2024 at 10:15am
For my 1987 Ski Nautique, we have had Progressive insurance with 
300K Bodily injury & Property Damage Liability
997K Fuel and Oil Spill (per occurrence)
300K Uninsured Boater
10K Medical Payments (each person)
$0 deductibles for Comprehensive and Collision
$2000 Replacement Cost Personal Effects w/ $250 deductible
Physical Damage option is Agreed Value (although I don’t know what the agreed value is)

For these coverages, I paid $235.00 for the year which I think is fair.
The boat was bought and has lived on Candlewood Lake in Connecticut it’s whole life.
Regards
Roy


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