Damage around rudder

Just get one of these kits it will match close enough for where it's going to be.

I noticed some damage around the rudder port of my 1996 Super Sport.

I was wondering if this is normal wear, if it warrants further investigation and what I should do about.

There are two issues (See the attached pic).

1. (Black Square) There appears to be some wear of the gel coat at this part of the boat, I am not too concerned about this by itself but it does seem a little odd to have this typm of damage. the gel is worn through to glass and quite rough in this area.

2. (Red Square) this piece I am a little more concerned with. In the pic it looks like a gel coat chip but this appear to be a small hole in this area. My thinking is that maybe a chip has created a void that has since worn into a bigger hole over time but I am not sure. Anybody seen something like this. Is this something that I should check and repair sooner rather than later, or probably something that can just be filled in.


Thoughts? Advice?