Obama Care Stories

juniorwoody wrote: allow a year for the system to attain it's working order and then criticize where needed.

Im just trying to get a running start, There will be a whole lot of criticizing to do a year from now.

Wow your lucky Dave I have had the pleasure in the last 9 years to go 3 times. Got a repreve last time,I don't need one for 4 years! I understand that there is a new prep available,pills? but it costs more. Well worth it Alan if you can get it.

Reminds me of a very sad story about a bear... Everybody should heed the warnings not to feed wildlife because they become dependent and don't forage for themselves any longer. It is such a tragedy to see what has been done to our country's wildlife. The photo below captures a disturbing trend that is beginning to affect U.S. wildlife.

Animals that formerly were self-sufficient are now showing signs of belonging to the Democrat Party. They have apparently learned to just sit and wait for the government to step in and provide for their care and sustenance. This photo is of a black bear in Montana turned Democrat. He's nicknamed Bearack Obearma. It is believed that he has become a campground organizer.

OverMyHead wrote: 3 times in nine years! I have to start to think your not going just for medical reasons.

Family history on my Moms side

Nautiquehunter wrote: juniorwoody wrote: I am a vet and have been enrolled in the VA healthcare system for many years. This covers me on the new rules and I would recommend to any out there who are vets that they should consider getting enrolled also to the longest social medicine program in the country and one with a pretty good track record. I read through the posts and they are high on supposition and distrust but lacking on fact. It would be reasonable to allow a year for the system to attain it's working order and then criticize where needed. How much are you being charged for that med insurance?

I pay nothing for me VA Healthcare benefits. You folks that enjoy the freedom here in America pick up the tab. The price of freedom is high.

OverMyHead wrote: 81nautique wrote: timing because I saved $1000. Ha, I try to be glass half full guy!    Now I'm going to go see my urologist and schedule a colonoscopy on someone else's dime, what a score. Alan, Your not the guy on the site I thought would see a colonoscopy as a score, even if it was free! I had my 50y/o test last year. The procedure is not bad with the great date rape drugs they have but the prep sucked! I found out later that my Doc likes to go to a higher standard than most. On the bright side It was all good so no repeat until ten years from now.

I was supposed to get one 3 years ago but haven't because of the cost but now that I've hit my deductible due to my knee I'm all in.   I know I shouldn't put preventative medicine off but this should be covered in full by all plans like an annual physical is now. How many people don't ever get this done due to cost?

Here's another gripe about cost.   Why is it an MRI on my knee costs $3800 but the insurance company can negotiate it down to $1600. If I didn't have insurance I would be on the hook for the full amount.    Also to save some premium with this new policy we canvased our employees and only one was on monthly meds so we decided to drop our prescription card. The meds this employee was on is a generic and can be had at Walgreens for $10 if you join their prescription club.   So fast forward 2 months and I go to the doctors and require a script, go to pick it up a the pharm says that will be $40 because it's not generic. But wait she then realizes that my plan has changed and rings up the new total....$236.   So I refuse and call the doctor for an alternative drug, he prescribes an generic that will do the same job....$10. The whole systems a crock of *************** so you better do your homework and question everything or a colonoscopy won't be the only thing going up your ass.

81nautique wrote: Now on the good side is I was lucky enough to tear my MCL after we changed policies so I've already hit my deductible for 2013, awesome timing because I saved $1000. Ha, I try to be glass half full guy!

Huh?

How did I miss this? Did you do it skiing this summer? Are you all fixed now?



john

I miss the Sunday night Hurricane updates

We are facing a tough decission in our company right now. There will be a significant rise in cost for insurance and we are having a heated and very emotional discussion within the mamagement team and our parent comapany in Germany about this.
We currently have over 500 Employees (and growing each year)here in the US. The company pays roughly 1.500-1.800 $ per month and there is a co-pay of 300-500$ per month (depending on status, ie married, single etc)), for a yearly total per employee of 22k-28k. With the rise in insurance cost (which we will be significant) we have 3 options:
A: higher prices for our services (which is quite hard, since we are mainly in a price driven, saturated market), which might hurt us (plus who is willing to eat a 30-40% increase?)
B: Reduce the coverage (drop vison, dental and higher copay etc), which will make us less attractive for employees or turn motivated folks into duds...
C, Report back to HQ, that we will start making losses, turing into a loss making unit and as a result close down....

I'm fortunate and there aren't many changes for me or the wife next year. Here insurance is actually interesting and I expect to see this happen elsewhere. He insurance is through a local group of doctors who provide everything under the sun including hospitals and any kind of specialist you might need including MD Anderson in Houston. They basically just cut the insurance company out of the loop so the coverage is cheaper since you are dealing directly with the doctors.

Joe, I would love to hear your commentary on this one. And since it is from NBC and not Fox I have to assume you will find it a credible source.

**edit** oops it is the same link as JPASS posted above. Point is, the jig is up, I don't think there is a whole lot left to defend on this one. What the republicans have been saying for months now is finally out in the mainstream media and now people are realizing how F'd they really are.

Obama Admin knew millions wouldn't be able to keep their existing insurance

JPASS wrote: The most transparent administration ever.........Not.

I can see right through them!

If they were a business this would be a plain case of fraud. Fraud to get re-elected, and to get Obamacare past the point of no return. The ends justify the means to this crowd.

The biggest problem with healthcare is not how to insure people that are unisured. We cannot subsidize an ever growing group of people by charging others a higher cost for very long. Especially when there is no way to control costs.

The biggest problem is how do we break the monopoly that exists in the healthcare industry. The cost of healthcare has to come down. It can only come down when we allow free competition among healthcare providers. Why do xrays cost ten times more now then 30 years ago? why did my outpatient gallbladder sx cost 13K, when the doctor and anesthesiologist only made a combined $2500? Doesnt cost come down with newer technology,like computers, vcr's, tv's, cell phones, etc.?

Check out a PRIVATE doctor owned hospital like the SUrgical Center of Oklahoma. Look at their POSTED costs for procedures....Gall bladder, hip replacement, arthroscopic sx, etc. All cost are within reason. You pay the people that actually provide care to you and no one else.

Our local hospital has been buying up all the MD practices in the community and not allowing priviledges to doctors that are not on their payroll. Combine that with insurance companies, and no way for anyone to compete with them (as you have to have a certificate of need from the state to provide many medical services, and guess who sits on those boards??)then you have a true monopoly. Add a complicent government that is going to steal from us to support this cr&p and you get outragious bills from hospitals.

Think about all the things in your life that were crazy expensive years ago, and now are cheap as dirt. Why has healthcare not done this? No competition, it is a controlled monopoly.

jbach wrote: the only way i see to drive down costs is to make the healthcare market more "consumer driven". i.e., put more responsibility on the patient to shop wisely. ha, responsibility, that's funny.

Well, that would be great if we had more than one store. I am in Dentistry, specifically Orthodontics, I am constantly aware of what my competition does and charges. By the laws of the free market, I must compete for my patients business. I know if my fees are too high, or my service is lousy then people will spend there dollars elsewhere. We dont have that any more in Medicine. Try to negotiate a fee with a Hospital or physician. When you have a third party paying the bill, there is no check or balance to the fees charged....and they go up and up, just like college tuition.

“That means that no matter how we reform health care, we will keep this promise to the American people: If you like your doctor, you will be able to keep your doctor, period. If you like your health-care plan, you’ll be able to keep your health-care plan, period. No one will take it away, no matter what.”

– President Obama, speech to the American Medical Association, June 15, 2009 (as the health-care law was being written.)

And President Obama yesterday.
"So if you're getting one of these letters, just shop around in the new marketplace. That's what it's for," Obama said.

How do they sleep at night?