Boats For Sale:
Insurance check up |
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ultrarunner 
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Joined: October-02-2005 Location: Ridgefield, Ct. Status: Offline Points: 1820 |
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 Topic: Insurance check upPosted: June-29-2024 at 3:07pm |
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I logged into my account to make sure it had been paid and I had forgotten it was auto pay. In any event, I took a look at the details:
SkiSafe, underwritten by Axis. $425 annually. 25,000 agreed boat value, 5k agreed trailer value. 28 year old boat and trailer. 7k coverage eng, trans, running gear, etc... 2.5k personal property/equipment. Freeze coverage 25k liability/medical limits. Inland waters only. That is the bulk of it. Other coverages, such as towing and such, are with BoatUS. OD.
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TRBenj
Grand Poobah 
Joined: June-29-2005 Location: NWCT Status: Offline Points: 21145 |
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Posted: June-30-2024 at 5:49am |
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25k liability?
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ultrarunner
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Joined: October-02-2005 Location: Ridgefield, Ct. Status: Offline Points: 1820 |
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Posted: June-30-2024 at 9:31am |
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Yeah, I noticed that also. WAY low. That will be corrected manyana!
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Roy87SN
Newbie 
Joined: November-15-2017 Location: NW CT Status: Online Points: 12 |
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Posted: June-30-2024 at 10:15am |
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For my 1987 Ski Nautique, we have had Progressive insurance with
300K Bodily injury & Property Damage Liability 997K Fuel and Oil Spill (per occurrence) 300K Uninsured Boater 10K Medical Payments (each person) $0 deductibles for Comprehensive and Collision $2000 Replacement Cost Personal Effects w/ $250 deductible Physical Damage option is Agreed Value (although I don’t know what the agreed value is) For these coverages, I paid $235.00 for the year which I think is fair. The boat was bought and has lived on Candlewood Lake in Connecticut it’s whole life. Regards Roy |
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