Damage around rudder

I noticed some damage around the rudder port of my 1996 Super Sport.

I was wondering if this is normal wear, if it warrants further investigation and what I should do about.

There are two issues (See the attached pic).

1. (Black Square) There appears to be some wear of the gel coat at this part of the boat, I am not too concerned about this by itself but it does seem a little odd to have this typm of damage. the gel is worn through to glass and quite rough in this area.

2. (Red Square) this piece I am a little more concerned with. In the pic it looks like a gel coat chip but this appear to be a small hole in this area. My thinking is that maybe a chip has created a void that has since worn into a bigger hole over time but I am not sure. Anybody seen something like this. Is this something that I should check and repair sooner rather than later, or probably something that can just be filled in.


Thoughts? Advice?

Just get one of these kits it will match close enough for where it's going to be.