Obama Care Stories

My neighbors (Obama voters) have two autistic kids who ring up about 160 grand a year in medical costs. Currently they buy and receive coverage from the states high risk pool. They have been told that pool will be replaced by the health exchanges and that there will be no autism coverage. They are now spending days at the capital trying to lobby for the coverage that they used to have.

I am pretty sure I just read dave complaining that the evil arch conservative Obama has replaced his neighbors state supplied and subsidized insurance with the conservative think tank idea of free market driven health care exchanges. That cold hearted conservative free marketer, he sure does hate those autistic kids!

The Patient Protection and Affordable Care Act prohibition on denying coverage for pre-existing conditions will begin in 2014. In the interim ACA is providing the funding for that state-run high-risk pools his neighbors are protesting that they are losing.

There is a lot of low information voting going on out there.. and reporting and posting.

I don't know who's at fault but I do know that due to government changes my health insurance increased over 200 dollars a month.

Beats me Joe all I know is that my cost out of my pocket as a retiree went from 9.00 a month in 2012 to 240.00 a month in 2013 in addition to the deductibles. We were told that ATT got a tax break before and passed the savings on to us. From 2013 they don't get it, so now we have to pay.

It seems Boehner and Reid are both now working on a plan to exempt congress and staffers in a "For thee...not for we" strategy. Hmmmm...

JoeinNY wrote: From 1999 to 2008 when average health insurance costs more than doubled all while deductables went up and less was covered was that as a result of government changes as well?

Well, thank god the government will be handling it from here on out. Costs will now go down, service will improve, and things will run extremely smoothly. This will be as much fun as going to the DMV for a proctology exam! Can't wait to see the HUGE improvements coming our way.

Gee, I wonder why Harry Reid, and John Boehner are tryng to run from it!?!?

JoeinNY wrote: From 1999 to 2008 when average health insurance costs more than doubled all while deductables went up and less was covered was that as a result of government changes as well?

I have been searching for a year by year list of new government health care mandates, but have come up empty. I have no doubt the government added things similar to Viagra coverage, cosmetic procedures (port wine stain removals), and experimental treatments to the list of what insurance companies had to provide. I also know they did not allow interstate competition, or provide any tort reform to reduce the costs defensive medicine, and malpractice insurance add to the bill. One would almost think Congress is mostly made up of lawyers.

I have heard industry experts expect a 32% average premium increase for 2014 (that is just one year). States like Ohio and California with large uninsured populations could see increases of 70+ percent.

I work at a health insurance company as a financial analyst, so I have a behind the scenes view of this. On our individual product line premiums we are forecasting a 50-80% premium increase as soon as it becomes effective here in ohio. The good news is based on your income the government will be picking up part of the bill. The bad news is based on your income the government will be picking up part of the bill.

The great thing about all this and hilarous, his own policies are messing his own ratings up. Obama care is even going to make matters worse, by the time mid term elections come around, the beroucrats are in serious trouble.

And the whistle blowers are fixing too testify on Bengazi. I smell "Impeachment"

The lies have finally caught up to all of them...   

skicat2001 wrote: Gary S wrote: I don't know who's at fault but I do know that due to government changes my health insurance increased over 200 dollars a month. Yea and you are retired Gary, are ya? That's what make me angry. Doing that to are seniors, ridiculous..

I never thought of Gary as one of our seniors, but Lee I guess you are right, he has become one.

Lee, are you from Mass or Maine originally?

skicat2001 wrote: T And the whistle blowers are fixing too testify on Bengazi. I smell "Impeachment" The lies have finally caught up to all of them...

They have not caught them yet, this is a very slippery group.

I am starting to understand the obamacare problems. how can we expect Kathleen Sebelius to run it when she does not even know who she works for?
She said "The majority of people calling for me to resign I would say are people who I don't work for, and who do not want this program to work in the first place," It seems very clear to me that as a government employee she works for ALL of us. I hate to take delight in the obamacare failures because they are hurting so many, but there is a certain satisfaction in vindication. It is interesting to see the pseudo-intellectuals who think they are so much smarter than us and can make rules and regulations for businesses try to actually run something, and predictably fall flat on their faces. the web site is unfortunately just the tip of the iceberg. The "glitches" coming up when people need care instead of insurance will be worse.

I spoke with an insurance agent friend of mine yesterday who says obmacare might ironically kill him. He works mainly with small businesses. He is busy changing policies for existing customers to keep them compliant. He gets paid strictly by the number of people he insures, and receives no extra compensation for policy changes. He asked me to use his cell number for the time being because he cant keep up with his business voice mail or email. He is seeing about 80% of his customers getting price increases, and about 20% (those with high percentages of unhealthy employees)getting some decreases (more harm than good is his assessment).

Obamacare only works if the young and healthy buy policies that are inflated in price to subsidize the old and sick. The penalty and tax (redundant) money goes to help pay for obamacare if the young and healthy refuse to buy the inflated policy's.

I just received this notice from my insurance provider. It gives me the opportunity to contract another year for the same amount I am paying now.
They also estimated what the cost would be under Obamacare. I'm sure it dosnt include any discounts the government may or may not supply.I doubt the government will give me the 535.60 a month to break even with what I have now much less see any savings. Anybody think I should go with the Obamacare?

juniorwoody wrote: I am a vet and have been enrolled in the VA healthcare system for many years. This covers me on the new rules and I would recommend to any out there who are vets that they should consider getting enrolled also to the longest social medicine program in the country and one with a pretty good track record. I read through the posts and they are high on supposition and distrust but lacking on fact. It would be reasonable to allow a year for the system to attain it's working order and then criticize where needed.

How much are you being charged for that med insurance?